Your privacy is important to FORTUNE SETTLEMENT SOLUTIONS, LLC and its affiliated companies (hereinafter collectively referred to as “we,” “us,” “our” or “Fortune”). Because your privacy is our concern, we have developed this Privacy Policy to inform you about Fortune’s privacy practices. This Privacy Policy covers how we collect, use, disclose, transfer, and store your information. The examples in this Privacy Policy are illustrative only and are not intended to be exhaustive.

INFORMATION COLLECTED

We use the term “Personal Information” to mean any information that could reasonably be used to identify you, including your name, address, telephone number(s), driver’s license number, occupation, date of birth, social security number, personal or business tax identification numbers, insurance or annuity policy information, legal information (such as judgment, liens, bankruptcies, etc.), credit history and medical information (such as your health status and treatment history). The information we obtain depends on the context of your interactions with us. We may obtain such information directly from you on our website (the “Site”) or by telephone, and/or from applications, contracts, documents and forms you complete or sign. We may obtain additional information about you or, with your authorization, about others who may have an interest in your insurance or annuity policy, from your insurance or annuity company, insurance producer, health care providers, creditors, credit reporting agencies, and from your representatives or advisors. We may also obtain information about you from public records and, with your authorization, from other persons.

We use the term “Anonymous Information” to mean any information that does not identify you, and may include, for example, aggregated demographic information and statistical information concerning how you and other visitors use our website (the “Site”).

USE OF ANONYMOUS INFORMATION

We may share Anonymous Information with our partners and resources.

FORMER CUSTOMERS OR INQUIRIES

We treat information obtained from past contacts and inquiries in the same manner we treat information that we obtain through current or future contacts or inquiries.

CONFIDENTIALITY AND SECURITY

We restrict access to your Personal Information to our employees who need this information in connection with your current or future transaction(s) or to provide you information that you may request from us. We maintain electronic, procedural, and physical safeguards to guard your nonpublic information. We take precautions to protect your information, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While the computers/servers in which we store your Personal Information are kept in a secure environment, we cannot guarantee absolute security.

UPDATES TO OUR PRIVACY POLICY

We reserve the right to change this privacy policy at any time. If our information practices change, we will post the changed policy to our website. These privacy principles do not constitute a contract, create legal rights, or supersede any preexisting agreements with clients.

COOKIES

We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

LINKING

Our Site may contain links to other affiliated websites. Because we do not control the content of websites linking to or from our Site, we are not responsible nor can we make representations regarding the content of those websites or their individual privacy policies. We encourage you to read the privacy policies of any website that links to or from our Site that collects personally identifiable information.

*NOTICE TO CALIFORNIA RESIDENTS

Fortune collects information that you provide to us or that we learn about you from your use of our websites or transacting with us, as described in this Privacy Policy. Under California law, once a year, California residents who interact with Fortune, may request certain information about our disclosure of your personal information to unaffiliated third parties for direct marketing purposes. Fortune does not disclose any personal information to unaffiliated third parties for these purposes. You may also request that we correct, amend, or delete information about yourself. To request your personal information under California Law or to request that we correct, amend, or delete your data, please contact us via the following methods, using “California Privacy Rights” as the heading, by writing to the following address: Fortune, ATTN: Privacy, 14361 Commerce Way Miami Lakes, FL 33016

*NOTICE TO NEVADA RESIDENTS

We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by contacting us. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number- 702.486.3132; email: [email protected].

*NOTICE TO VERMONT RESIDENTS

In accordance with Vermont law, we will not share information we collect about Vermont residents with companies that are not affiliated to us for the purpose of direct marketing, except with your consent or as permitted by law, such as is necessary to service, audit or fund your transactions. We might share your name and contact information with third parties that assist us in our direct marketing efforts.

*NOTICE TO EUROPEAN UNION RESIDENTS

At this time, Fortune does not conduct business with residents of the European Union (“EU”) and, therefore, does not intend to collect Personal Information of residents of the EU. If you are a resident of the EU, DO NOT USE THE SITE. In the event Fortune inadvertently collects and/or processes Personal Information of EU residents, please note that Fortune processes Personal Information both as a Processor and as a Controller, as those terms apply under the General Data Protective Regulation (“GDPR”) of the EU. If you are a resident of the EU and we have inadvertently collected your Personal Information, you have the right to access the information we have on you, and to ask that we correct or delete the data. If requested by you, we will send you a copy of your Personal Information electronically. IF YOU DO NOT AGREE TO THE USE OF COOKIES, PLEASE CONTACT US. This notice is effective May 25, 2018.

SMS Policies

Fortune Settlements does not share or sell SMS opt-in consent or phone numbers for the purpose of SMS with third parties or affiliates. If you have consented to receive text messages from Fortune Settlements, you may receive text messages related to: Clients and Guests: Introduction to services, meeting reminders, application progress updates, and customer service follow ups. Employees: Information about assignments or other employment-related updates. We obtain opt-in consent via website form or verbally. You may opt-out of receiving text messages at any time by responding with STOP. You may respond HELP for assistance. Message and data rates may apply depending on your mobile carrier. Message frequency may vary.

CONTACT INFORMATION

If you have any questions concerning our Privacy Policy please call (833) 736-7886 or write us at [email protected].